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Loans

Federal Undergraduate Loans Loans

Learn about federal loans for undergraduate students.

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Federal Graduate/ Professional School Loans Loans

Learn about federal loans for graduate and professional school students.

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Federal Direct Loan Program Loans

Learn about the Federal Direct Loan Program, which applies to all federal loans provided to UC San Diego students and parents after June 2010.

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California Dream Loans Loans

Learn about California Dream loans for undergraduate students.

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University Undergraduate and Quoan Family Loans Loans

Learn about university loans for undergraduate students.

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Short-Term Emergency Loans Loans

Learn about short-term emergency loans available to students.

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Private Loan Programs Loans

Learn about student loans and other programs available from private sources.

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Receiving Your Loan

Learn how to complete the entrance loan counseling requirement so you can receive your loan.

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Campus Loan Servicer: ECSI

The University of California has engaged the services of Heartland ECSI, Inc. (ECSI) to replace Conduent [formerly ACS Education Services (ACS)] as the servicer for all of the University's campus-based student loans effective August 2017. This is a system-wide change impacting all University of California campuses.

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Repaying Your Student Loan

Learn more about your responsibilities as a borrower and about the exit loan counseling requirement.

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UC Private Lender Lists

See the University of California's lists of private lenders, find out how the UC developed the lists, and learn your rights in choosing a lender.

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Financial Aid and Withdrawing from UC San Diego

Find out what financial aid or student loan recipients need to know about withdrawal at UC San Diego.

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Facts About Loans

  • We strongly advise students to borrow only what they need.

  • Loans are self-help aid that you must repay with interest.

  • Borrowing is a serious responsibility and can affect your future credit rating.

  • Before you borrow, pursue outside agency scholarships.

  • You may be eligible for 3 types of loans:

    • Federal and university need-based loans

    • Federal non-need-based loans

    • Alternative loans

  • You're required to sign promissory notes and to attend loan counseling sessions before you can receive disbursements of your loans.

  • Make sure you're eligible to receive loans: Review eligibility requirements for prospective undergraduates, current undergraduates, or graduate students.

To Apply for Loans